Insurance & Recovery
Insurance and recovery systems help you survive bad streaks and protect a winning run.
Insurance Packages
Section titled “Insurance Packages”Insurance is bought with cash:
| Package | Price |
|---|---|
| 1 Day | GYD 500 |
| 3 Days | GYD 1,350 |
| 7 Days | GYD 3,000 |
If you already have active coverage, buying more extends from your current expiry instead of resetting from now.
What Insurance Protects
Section titled “What Insurance Protects”CANU busts
Section titled “CANU busts”Insurance halves CANU inventory losses:
insuredLoss = normalLoss * 0.5Mugging cash loss
Section titled “Mugging cash loss”Insurance reduces mugged cash loss to 70% of the normal amount and also tries to leave the victim with at least GYD 1,000 cash on hand.
It does not stop goods theft during a mug.
Hospitalization
Section titled “Hospitalization”The mugging system supports hospitalization after repeated successful muggings:
- Threshold: 5 successful mugs received in the same day
- Quick-match duration: 1 day
- Long-form duration: 12 hours
- Hospital destination: Hospital
While hospitalized, a player is protected from normal actions against them and blocked from normal actions themselves.
Important Note
Section titled “Important Note”Depending on the current version or season settings, hospitalization may be turned off. If that happens, repeated muggings still hurt, but they will not send players into hospital protection.
Early Discharge
Section titled “Early Discharge”If hospitalization is active and early discharge is available:
- Minimum time before discharge: 3 hours
- Cost: 15% of current net worth
This is meant to create a real tradeoff between downtime and preserving leaderboard capital.