The Safehouse

The Safehouse is your banking system. It protects wealth, adds daily interest, and supports controlled leverage through loans.

What the Safehouse Protects

Money in bank balance is insulated from direct street losses like mugged carry cash.

Use it to reduce exposure when you’re ahead.

Deposit Flow

1. Choose amount to deposit.
2. System applies fees.
3. Remaining amount moves into bank balance.

Deposit Fees

• Base deposit fee: 5% (always)
• Mobile banking fee: 2% if you are not at Stabroek (bank branch)

Example: Deposit GYD 10,000 from non-bank location

• Deposit fee (5%): 500
• Mobile fee (2%): 200
• Total cash spent: 10,200
• Bank credited: 9,500

Withdraw Flow

1. Choose amount to withdraw.
2. Check daily withdrawal window.
3. Apply mobile fee if remote.
4. Cash is added to hand; bank decreases.

Withdrawal Rules

• Daily withdrawal limit: GYD 50,000 per rolling 24 hours
• Mobile banking fee: 2% if not at Stabroek
• Must have enough bank balance to cover withdrawal + mobile fee

Example: Withdraw GYD 20,000 remotely

• Mobile fee: 400
• Bank debited: 20,400
• Cash received: 20,000

Interest and Loans

At day rollover:

• Bank interest: +3% daily on bank balance
• Loan interest: +5% daily on outstanding loan

Loan ceiling is tied to net worth:

• Max loan capacity: 50% of your current net worth (minus current loan)

Loan and repayment amounts must be whole numbers, and you cannot repay more than you currently owe.

Safehouse Risk Comparison

Carrying cash

• Pros: instant trading flexibility
• Cons: exposed to robbery and tactical pressure

Banking cash

• Pros: safer compounding, lower wipe risk, better for leaderboard defense
• Cons: fees reduce short-cycle margins, withdrawal friction can slow pivots

Strategy Guidelines

• Bank after high-value sales if you’re entering risky routes.
• Avoid tiny frequent deposits; fee drag compounds quickly.
• If planning aggressive multi-trade loops, keep an operating float in hand.
• Withdraw at branch when possible to avoid repeated mobile fees.
• Don’t over-leverage loans if your route confidence is low.

Best Practice Pattern

• Keep working capital in cash.
• Move excess profit into bank.
• Use withdrawal limit awareness to avoid getting liquidity-locked.

That balance gives you both survivability and execution speed.